Free call Leave us your number, we'll call you !
BY LAW 09-08, YOU HAVE A RIGHT OF ACCESS, RECTIFICATION AND OPPOSITION
PROCESSING OF PERSONAL DATA.
THIS TREATMENT WAS AUTHORIZED BY THE CNDP UNDER No.
* Required fields
* Required fields

Do you carry a project committed to developing your micro-business? Looking for funds to expand your business? Al Amana Microfinance has designed for you the individual loan to the company. Its amount varies from 1000 to 48.000 dirhams reimbursable over a period of 6 months to 4 years. You must be of age and have a one-year seniority in the same activity and in the same place. Like all our clients, you must follow our training sessions and commit to comply with all the terms and conditions of the loan program of Al Amana Microfinance. In addition to the general conditions common to all the categories of activities listed below, specific conditions are provided for organized journeymen, taxi drivers and for breeding, fattening and buying for dairy cows’s breeding.

  1. Having a valid ID Card.
  2. Owning and managing your business, activities managed by partners are not accepted.
  3. Be committed to investing the entirety of your loan in your business or operation and not to entrust it to a third party.
  4. Having good morals and transparency.
  5. Having the minimum guarantees required
  • Individual Loan Agreement
  • Acknowledgment of debt
  • Property pledge agreement: for the SP guarantee.
  • Contract of pledge of goodwill: for guarantee NFC
  • Debt rules at Al Amana Microfinance

If you are indebted, you are eligible if:

  • Your outstanding amount with the colleagues does not exceed 10,000 Dhs.
  • The sum of the repayment maturities (Al Amana + the colleagues) does not exceed 45% of your savings capacity calculated after the allocation devoted to household consumption.

Purchase of fixed assets, Commodities or Goods and Development of the Micro Enterprise.

Financing of commercial premises:

  • Purchase or construction of a new commercial premises, warehouse or office for commercial, service or industrial use.
  • Development of a new commercial premises.
  • Purchase of business.

Advance for purchase of business or for purchase / construction / development of new commercial space, warehouse, office or production workshop. Additional costs related to the ownership of a new commercial premises: Notary fees and / or registration fees.

Installment Loan

From 1,000 to 48,000 Dirhams depending on the type of guarantee and the amount of the loan.

Repayment period

From 6 months to 5 years:

  • Between 12 and 130 deadlines if the periodicity of the refund is biweekly.
  • Between 6 and 60 deadlines if the periodicity of the refund is monthly.

Repayment period Bimonthly or monthly