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BY LAW 09-08, YOU HAVE A RIGHT OF ACCESS, RECTIFICATION AND OPPOSITION
PROCESSING OF PERSONAL DATA.
THIS TREATMENT WAS AUTHORIZED BY THE CNDP UNDER No.
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You are several micro-entrepreneurs eager and willing to develop your activities generating reviews? Al Amana Micro Finance offers you the Solidarity Loan (SL). This product is aimed at groups of 2 to 5 major micro-entrepreneurs, each one justifying one year's seniority in the same activity and the same premises. The members of the group commit to develop their micro-business and to guarantee each other for the repayment of their loan. The amounts vary from 1,000 to 48,000 dirhams, repayable over a period of 3 to 18 months for the new ones, and 3 to 24 months for the renewing customers. The members of the solidarity group must imperatively follow our training sessions. Your investment project must be realistic, bearable, and not beyond the company's ability to operate and your ability to repay.

  1. Having a valid ID Card
  2. Owning and managing your business, activities managed by partners are not accepted.
  3. Be committed to investing the entirety of your loan in your business or operation and not to entrust it to a third party.
  4. Having good morals and transparency.
  5. Having the minimum guarantees required.
  • Recognition of individual debt.
  • Solidarity Loan Agreement
  • Debt rules at Al Amana Microfinance

If you are indebted, you are eligible if:

  • Your outstanding amount with the colleague s does not exceed 10,000 Dhs.
  • The sum of the repayment maturities (Al Amana + the colleagues or fellow members) does not exceed 45% of your savings capacity calculated after the allocation devoted to household consumption.

    Financing of the Working Capital Fund and / or investment.

    Loan Section:

    • From 1,000 to 10,000 Dhs on the occasion of the first loan.
    • From 1000 u p to 48,000 Dhs from the 2nd loan.

    Repayment period

    • From 3 to 24 months for new customers.
    • From 3 to 36 months for renewing customers.

    Repayment period

    Weekly, bi-monthly or monthly:

    Weekly: every 7 days.

    Bi-monthly: every 14 days.

    Monthly: every 28 days.